Ford Finance Center near Barberton, OH

Once you’ve picked out your next Ford, you’ll be ready to start the financing process. At Ken Ganley Ford Parma Barberton, we strive to make purchasing or leasing your next vehicle as easy as possible, which is why we offer an on-site finance center.

On this page, we’ll introduce you to some of the services we offer, so you can start the financing process at our dealership with confidence and start exploring Barberton, Akron, and Wadsworth, OH, in a Ford you love.

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Apply for Ford Financing

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What Is Financing a Car?

Financing a car means taking out a loan that you repay over time. When you take out a car loan, you agree to pay back the amount you borrowed, plus any interest or fees, within a period of time.

At our finance center, you can decide to lease or finance a purchase of your next vehicle. Depending on which option you choose, you’ll have a slightly different financing process.

If you decide to buy your car, you can make a down payment on your vehicle and take out a loan to pay the full purchase price over monthly installments.

You can also choose to lease one of our vehicles. With this option, you’ll sign a lease that typically lasts for two to three years, and you’ll have monthly lease payments.

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Leasing vs Buying

There are many benefits to leasing or purchasing a Ford from our dealership, so you can select the option that’s best suited to you.

Leasing Benefits

• Lower Monthly Payments
• Factory Warranty Coverage
• New Car Every 2–3 Years

Financing To Own Benefits

• No Limits on Mileage/Customization
• After Payments, You Own the Car
• You Can Sell or Trade at Any Time

Leasing a car, for example, generally means you’ll have lower monthly payments. This is because you are not responsible for the full value of the car—just the predetermined depreciation that occurs during your lease. You’ll have the benefit of the new factory warranty for the length of your lease as well.

With the opportunity to upgrade every two or three years—the average lease period—you’ll always be on the cutting edge of car technology, safety, and style features. Plus, if you like your leased Ford too much to part with it, you can always buy it out when your lease ends.

Like leasing, financing the purchase of a vehicle also has many benefits. When you finish making payments, you’ll own the car, which means you can drive as many miles as you want. You can customize your vehicle and sell or trade it in at any time.

Whether you choose to lease or buy a Ford from our dealership, a member of our team will help you every step of the way.

Online Ford Finance Tools

If you want to get started on your finance plan before heading over to our dealership, we offer a variety of online tools that can help you.

For drivers looking to trade in their current car, use our trade-in calculator to determine its worth. All you need to do is enter your license plate number or VIN, along with some other information, and you’ll receive your CARFAX® Trade-In Value estimate online.

With this figure in mind, you can use our payment calculator to estimate your monthly payments. Simply enter the loan amount, term, and interest rate you’re looking for, and you can calculate your monthly payments! Or you can work backward from your desired monthly payments to calculate your buying power. Either way, you’ll have a better idea of your self-set parameters.

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Apply for Credit Approval Online

Once you’re ready to officially start the financing process, simply complete our online credit application to get pre-qualified for your next vehicle. It’s fast, it’s secure, and it will save you time at our dealership! (Of course, you can complete the application in person if you prefer.)

When we receive your application, a member of our team will begin drafting your payment options, so we’re ready to assist you when you arrive at our dealership. We’ll help you explore all your most promising financing options so you can make a confident decision.

Ford Vehicles Available for Financing

Every Ford car, truck, and SUV in our inventory is available for financing. You can lease or finance to buy all your favorite models because we offer:

Edge Financing Escape Financing

Explorer Financing Expedition Financing

F-150 Financing Super Duty Financing

Mustang Financing Mustang Mach-E Financing

No matter what Ford model interests you most, you can visit our finance center and explore your Ford financing options with us. Our professionals will help you get behind the wheel at a competitive value!

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